When it comes to investments, there’s no doubt it’s important to look at the return on investment, but when you’re considering the overall investment or enterprise, you need to think beyond that.

Shami moved to Halifax from Sri Lanka and she loves working at Eastport. Often the first point of contact with our clients, Shami makes people feel welcome while serving as Executive Assistant to Jonathan.

Annuities can form a great source of income, especially for those looking for regular and structured retirement income. However, just because it is considered widely as a form of retirement income does not necessarily mean annuity payments are not subject to tax.

Equities in the U.S., Canada, and globally began the quarter on a positive note but faded in August and September, resulting in negative returns. However, year-to-date, equity markets remain in positive territory. Bond markets saw U.S. and Canadian yields rise due to credit rating downgrades and inflation concerns. Both presenting cheap buying opportunities for the long-term investor.

If you are seeking a tax-efficient option for your non-registered investments, Corporate Class Mutual Funds might just be a gem of an investment for you. Those of you that are seeking to actively reduce your tax burden are likely already investing heavily in Registered Retirement Saving Plans (RRSPs) and Tax-Free Saving Accounts (TFSAs). However, these accounts have limitations and depending on your income level may only be able to shield a fraction of your income from taxes.

Real Estate Investment Trusts, or ‘REITs’ for short, are a great way for investors to expand their investment portfolio and include real estate, without having to own, manage, or finance any actual real estate property.

However, like any other investment, it pays to do your research and you should be aware of the dynamics of your investment. To that end, we will be discussing REITs in detail today, including what factors to look at depending on the type of REIT you’re investing in.

We’ll also discuss the benefits of REITs and some other key considerations you should keep in mind before you decide to invest.

As a Canadian business owner, or as the holder of shares in a company, if you’re looking for an effective strategy for tax and succession management, then an estate freeze is one option you can exercise.

Through an estate freeze, you can limit income tax on future capital gains, reduce probate fees, and pass control to the next generation of your family in a tax-efficient manner.

Today we’ll be discussing what an estate freeze exactly is, how it works, its benefits, and whether you should consider an estate freeze for your assets.

After battling Covid19, the world today is faced with a new type of threat - an all-out inflation pandemic! Every day, we hear news of prices soaring for even basic commodities, such as food and clothing, and many families struggling to make ends meet. Almost everything today is more expensive than it once was and that is due in part to inflation.

After battling Covid19, the world today is faced with a new type of threat - an all-out inflation pandemic! Every day, we hear news of prices soaring for even basic commodities, such as food and clothing, and many families struggling to make ends meet. Almost everything today is more expensive than it once was and that is due in part to inflation.

Canada has a graduated or progressive tax system whereby, the more money you make the more you pay in taxes. This is why Canadian investors and high-net-worth individuals have to be extremely careful in terms of how they invest and what they invest in. The tax repercussions of their investment decisions can easily result in them paying out most of their gains in taxes with little to no financial reward.

Q2 was another strong quarter for investors with positive equity market returns and stable bond yields. The U.S., Canadian, and global equities closed the quarter and first half of 2023 positively, with technology being the leading sector.

While many Canadian families would be content with saving enough money for retirement and leaving behind something for their children, some Canadian families want to preserve their wealth for more than one generation.

One of the hardest decisions to make in succession planning involves choosing who to appoint as an Executor or Trustee for your estate. Many wealthy Canadians often make the mistake of appointing a family member or members as executors of their will. While this may seem like a good decision at the time many experts say otherwise.

Financial planning pertains to managing one’s liquid cash, as well as, savings and investments. However, it goes beyond that. Financial planning takes into account taxes, budgeting, insurance, mortgages, retirement planning, estate planning, and much more to help you achieve your intended financial goals.

The sum of your life accomplishments can often be boiled down to what you leave behind for future generations. For many Canadians, the entire purpose of accumulating wealth is to ensure that the next generation has the best chance for a bright and prosperous future.

Today, more and more wealthy investors are giving importance to aligning their investments with their values rather than the pursuit of profits. This form of investing is referred to as responsible investing and can be categorized into three main categories; Socially-Responsible Investing (SRI), Impact Investing, and Environmental, Social, and Governance (ESG) investing.