Life doesn't stop at the border — but your financial plan needs to keep up with wherever life takes you.
Tax rules, residency, banking, investments, and retirement accounts rarely travel seamlessly between Canada and the U.S., and the friction they create can pull your financial life in different directions right when you need it moving as one.
Our cross-border planning is built to bring clarity and coordination to the complexity.
So the decisions you make on one side of the border strengthen, rather than undermine, what you're building on the other.
Whether you're relocating, spending part of the year in each country, managing inherited assets, expanding a business, navigating dual citizenship, or earning complex cross-border compensation, we help you understand your options, get ahead of issues before they become surprises, and take confident next steps — with the right people alongside you.
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Moving across the border shouldn't mean leaving the retirement savings you've spent a lifetime building in regulatory limbo.
We look carefully at your existing accounts — 401(k)s, RRSPs, and LIRAs — and help you understand your options, weigh the implications, and map out next steps so your retirement picture holds together across both jurisdictions, not just one.
An inheritance carries meaning beyond its financial value — but when it crosses a border, it also carries overlapping estate rules and decisions that can't wait.
We help you understand what you've received, clarify the tax and reporting considerations that apply, and map out practical steps to protect what matters while staying aligned with the requirements of both countries.
You've worked toward this — winters in the sun, a life lived at your own pace across two countries.
But the day-to-day reality of a cross-border lifestyle can quietly introduce tax, banking, and cash-flow friction that chips away at what you've built. We look carefully at how you live, spend, and withdraw across borders, and help you coordinate the moving parts — residency, accounts, timing — so the lifestyle you've envisioned isn't compromised by the details you didn't see coming.
Dual citizenship opens doors — but it also opens two sets of tax and reporting obligations that follow you regardless of where you call home.
We review your full financial picture through both lenses, help you navigate the complexities with clarity, and work toward simplifying your financial life so your long-term goals stay in focus, wherever life takes you.
Growing your business across the border is an exciting step — and a meaningful one.
But it adds layers of complexity around entity structure, payroll, currency, and owner compensation that can create friction between your personal and business finances if left unaddressed. We work alongside you and your professional team to understand both sides of the picture, identify where cross-border friction is likely to surface, and put solutions in place that keep your strategy flowing forward as you grow.
Peak earning years are some of the most consequential in your financial life — and when cross-border compensation is involved, the complexity can get ahead of you quickly.
Stock options, RSUs, signing bonuses, multi-jurisdiction obligations, and international contracts each carry their own tax and timing considerations. We take the time to understand your full compensation picture, surface what matters most, and help you make clear, informed decisions — from how you structure things today to how it all unfolds in retirement.
Jonathan's team at Eastport Financial exude cohesive values and character. Jonathan's immediate team draw their values and character from their submission to God, and it shows in how consistently they deliver on their promises. It’s why I trust them without hesitation, for my family and all our planning."
Joe DiPenta / 2007 Stanley Cup Winner & Business Coach / Client
